{"id":58548,"date":"2022-07-05T17:14:21","date_gmt":"2022-07-05T22:14:21","guid":{"rendered":"https:\/\/prcp.com.pe\/?page_id=58548"},"modified":"2025-08-22T12:17:55","modified_gmt":"2025-08-22T17:17:55","slug":"financial-services-and-fintech","status":"publish","type":"page","link":"https:\/\/prcp.com.pe\/en\/services\/financial-services-and-fintech\/","title":{"rendered":"Financial Services and Fintech"},"content":{"rendered":"

[vc_row][vc_column][vc_row_inner][vc_column_inner width=”2\/3″][lab_heading title_tag=”H1″ title=”Financial Services and Fintech” el_class=”no-relleno”][\/lab_heading][vc_column_text]<\/p>\n

Our financial services team regularly advises local and foreign financial institutions (from banks to smaller entities that do not raise funds from the general public), on activities planned or carried out in Peru. We provide advice on all relevant matters for financial institutions under supervision, including banking regulations, the incorporation and reorganization of financial services providers, mergers and acquisitions involving financial institutions, licensing, futures and derivatives, and investigations and sanctioning procedures, among others.\u00a0 We are experienced in handling complex financial products and structures, and we regularly interact with the relevant regulatory authorities, such as the Superintendency of Banking, Insurance and AFP and the Central Bank of Peru.<\/p>\n

Likewise, we have extensive experience in providing advice on new financial technologies, advising Fintech companies and startups on establishing presence in Peru or providing their financial services to persons located in Peru. We provide solid and sound advice to our Fintech clients, based on existing regulations, while developing solutions or suggesting alternative structures to navigate through potential regulatory restrictions, in order to keep up with new technological realities.<\/p>\n

We also work side-by-side with attorneys from the firm\u2019s multiple practice areas on matters involving financial crimes, recovery and collection, data protection, financial consumer protection, compliance and AML, among others. This allows us to provide a cross-disciplinary approach to our legal services, aimed at covering our clients\u2019 specific needs.<\/p>\n

[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/3″][vc_column_text]\"\"[\/vc_column_text][vc_column_text]<\/p>\n

\n

“A very didactic team, with a lot of recognition in the market.”<\/p>\n<\/blockquote>\n

Legal500 2024<\/strong><\/p>\n

[\/vc_column_text][vc_column_text el_class=”quote”][\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner][lab_heading title_tag=”H3″ title=”Contactos”][\/lab_heading][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”contactos”][vc_column_inner width=”1\/6″][vc_single_image image=”36174″ img_size=”full” onclick=”custom_link” css=”.vc_custom_1610663482373{margin-bottom: 10px !important;padding-bottom: 0px !important;}” link=”http:%2F%2Fprcp.com.pe%2Fsocios%2Fcuneo-jose%2F|”][vc_custom_heading text=”Jos\u00e9 C\u00faneo” font_container=”tag:h3|font_size:13px|text_align:center” use_theme_fonts=”yes” link=”url:https%3A%2F%2Fprcp.com.pe%2Fen%2Fpartners%2Fcuneo-jose%2F|”][\/vc_column_inner][vc_column_inner width=”1\/6″][vc_single_image image=”5916″ img_size=”full” onclick=”custom_link” css=”.vc_custom_1543449112479{margin-bottom: 10px !important;padding-bottom: 0px !important;}” link=”http:%2F%2Fprcp.com.pe%2Fsocios%2Fcastillo-susan%2F|”][vc_custom_heading text=”Susan Castillo” font_container=”tag:h3|font_size:13px|text_align:center” use_theme_fonts=”yes” link=”url:https%3A%2F%2Fprcp.com.pe%2Fen%2Fpartners%2Fcastillo-susan%2F|”][\/vc_column_inner][vc_column_inner width=”1\/6″][vc_single_image image=”7113″ img_size=”full” onclick=”custom_link” css=”.vc_custom_1657029888541{margin-bottom: 10px !important;padding-bottom: 0px !important;}” link=”https:\/\/prcp.com.pe\/en\/associates\/ortiz-rafael\/”][vc_custom_heading text=”Rafael Ortiz” font_container=”tag:h3|font_size:13px|text_align:center” use_theme_fonts=”yes” link=”url:https%3A%2F%2Fprcp.com.pe%2Fen%2Fassociates%2Fortiz-rafael%2F”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_column_inner width=”1\/6″][\/vc_column_inner][vc_row css=”.vc_custom_1541551259246{margin-top: 40px !important;}”][vc_column][vc_column_text]

Latest news<\/h3><\/div>
<\/div><\/a>

06\/09\/2021<\/p>

Nuevamente hemos sido reconocidos en Banking por IFLR1000<\/h5>Read more<\/a><\/div>
<\/div><\/a>

31\/08\/2021<\/p>

Nuevamente hemos sido reconocidos en Banking por IFLR1000<\/h5>Read more<\/a><\/div>
<\/div><\/a>

22\/04\/2021<\/p>

Modifican medidas destinadas a la reprogramaci\u00f3n de los cr\u00e9ditos garantizados con el Programa Reactiva Per\u00fa<\/h5>Read more<\/a><\/div>
<\/div><\/a>

05\/01\/2021<\/p>

Publican el reglamento que establece la informaci\u00f3n que las empresas del sector financiero deber\u00e1n suministrar a la SUNAT<\/h5>Read more<\/a><\/div>
<\/div><\/a>

24\/09\/2020<\/p>

Aprueban el Reglamento del R\u00e9gimen Especial para la Gesti\u00f3n de Conducta de Mercado del Sistema Financiero, y se modifican otras normas de SBS<\/h5>Read more<\/a><\/div>
<\/div><\/a>

11\/07\/2020<\/p>

Permiten que empresas que se acojan al PARC puedan acceder a un cr\u00e9dito Reactiva<\/h5>Read more<\/a><\/div>See all the news<\/a><\/div>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

[vc_row][vc_column][vc_row_inner][vc_column_inner width=”2\/3″][lab_heading title_tag=”H1″ title=”Financial Services and Fintech” el_class=”no-relleno”][\/lab_heading][vc_column_text] Our financial services team regularly advises local and foreign financial institutions (from banks to smaller entities that do not raise funds from the general public), on activities planned or carried out in Peru. We provide advice on all relevant matters for financial institutions under supervision, including banking…<\/p>\n","protected":false},"author":28,"featured_media":69921,"parent":7263,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-servicio-template.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-58548","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\nFinancial Services and Fintech - Payet, Rey, Cauvi, P\u00e9rez<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/prcp.com.pe\/en\/services\/financial-services-and-fintech\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financial Services and Fintech - Payet, Rey, Cauvi, P\u00e9rez\" \/>\n<meta property=\"og:description\" content=\"[vc_row][vc_column][vc_row_inner][vc_column_inner width=”2\/3″][lab_heading title_tag=”H1″ title=”Financial Services and Fintech” el_class=”no-relleno”][\/lab_heading][vc_column_text] Our financial services team regularly advises local and foreign financial institutions (from banks to smaller entities that do not raise funds from the general public), on activities planned or carried out in Peru. We provide advice on all relevant matters for financial institutions under supervision, including banking…\" \/>\n<meta property=\"og:url\" content=\"https:\/\/prcp.com.pe\/en\/services\/financial-services-and-fintech\/\" \/>\n<meta property=\"og:site_name\" content=\"Payet, Rey, Cauvi, P\u00e9rez\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/prcpabogados\/\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-22T17:17:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/prcp.com.pe\/wp-content\/uploads\/2023\/06\/Fintech.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/prcp.com.pe\/en\/services\/financial-services-and-fintech\/\",\"url\":\"https:\/\/prcp.com.pe\/en\/services\/financial-services-and-fintech\/\",\"name\":\"Financial Services and Fintech - Payet, Rey, Cauvi, P\u00e9rez\",\"isPartOf\":{\"@id\":\"https:\/\/prcp.com.pe\/en\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/prcp.com.pe\/en\/services\/financial-services-and-fintech\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/prcp.com.pe\/en\/services\/financial-services-and-fintech\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/prcp.com.pe\/wp-content\/uploads\/2023\/06\/Fintech.png\",\"datePublished\":\"2022-07-05T22:14:21+00:00\",\"dateModified\":\"2025-08-22T17:17:55+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/prcp.com.pe\/en\/services\/financial-services-and-fintech\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/prcp.com.pe\/en\/services\/financial-services-and-fintech\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/prcp.com.pe\/en\/services\/financial-services-and-fintech\/#primaryimage\",\"url\":\"https:\/\/prcp.com.pe\/wp-content\/uploads\/2023\/06\/Fintech.png\",\"contentUrl\":\"https:\/\/prcp.com.pe\/wp-content\/uploads\/2023\/06\/Fintech.png\",\"width\":1080,\"height\":720},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/prcp.com.pe\/en\/services\/financial-services-and-fintech\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\/\/prcp.com.pe\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Services\",\"item\":\"https:\/\/prcp.com.pe\/en\/services\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Financial Services and Fintech\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/prcp.com.pe\/en\/#website\",\"url\":\"https:\/\/prcp.com.pe\/en\/\",\"name\":\"Payet, Rey, Cauvi, P\u00e9rez\",\"description\":\"Payet, Rey, Cauvi, P\u00e9rez Abogados es uno de los estudios jur\u00eddicos l\u00edderes en el Per\u00fa, de reconocida experiencia y con una amplia trayectoria.\",\"publisher\":{\"@id\":\"https:\/\/prcp.com.pe\/en\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/prcp.com.pe\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/prcp.com.pe\/en\/#organization\",\"name\":\"Payet, Rey, Cauvi, P\u00e9rez Abogados\",\"url\":\"https:\/\/prcp.com.pe\/en\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/prcp.com.pe\/en\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/prcp.com.pe\/wp-content\/uploads\/2018\/11\/logo-2.jpg\",\"contentUrl\":\"https:\/\/prcp.com.pe\/wp-content\/uploads\/2018\/11\/logo-2.jpg\",\"width\":459,\"height\":471,\"caption\":\"Payet, Rey, Cauvi, P\u00e9rez Abogados\"},\"image\":{\"@id\":\"https:\/\/prcp.com.pe\/en\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/prcpabogados\/\",\"https:\/\/www.linkedin.com\/company\/prc\/\",\"https:\/\/www.youtube.com\/channel\/UCbXFuuBk4-B26fdfYft3Oag\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Financial Services and Fintech - Payet, Rey, Cauvi, P\u00e9rez","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/prcp.com.pe\/en\/services\/financial-services-and-fintech\/","og_locale":"en_US","og_type":"article","og_title":"Financial Services and Fintech - Payet, Rey, Cauvi, P\u00e9rez","og_description":"[vc_row][vc_column][vc_row_inner][vc_column_inner width=”2\/3″][lab_heading title_tag=”H1″ title=”Financial Services and Fintech” el_class=”no-relleno”][\/lab_heading][vc_column_text] Our financial services team regularly advises local and foreign financial institutions (from banks to smaller entities that do not raise funds from the general public), on activities planned or carried out in Peru. We provide advice on all relevant matters for financial institutions under supervision, including banking…","og_url":"https:\/\/prcp.com.pe\/en\/services\/financial-services-and-fintech\/","og_site_name":"Payet, Rey, Cauvi, P\u00e9rez","article_publisher":"https:\/\/www.facebook.com\/prcpabogados\/","article_modified_time":"2025-08-22T17:17:55+00:00","og_image":[{"width":1080,"height":720,"url":"https:\/\/prcp.com.pe\/wp-content\/uploads\/2023\/06\/Fintech.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/prcp.com.pe\/en\/services\/financial-services-and-fintech\/","url":"https:\/\/prcp.com.pe\/en\/services\/financial-services-and-fintech\/","name":"Financial Services and Fintech - Payet, Rey, Cauvi, P\u00e9rez","isPartOf":{"@id":"https:\/\/prcp.com.pe\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/prcp.com.pe\/en\/services\/financial-services-and-fintech\/#primaryimage"},"image":{"@id":"https:\/\/prcp.com.pe\/en\/services\/financial-services-and-fintech\/#primaryimage"},"thumbnailUrl":"https:\/\/prcp.com.pe\/wp-content\/uploads\/2023\/06\/Fintech.png","datePublished":"2022-07-05T22:14:21+00:00","dateModified":"2025-08-22T17:17:55+00:00","breadcrumb":{"@id":"https:\/\/prcp.com.pe\/en\/services\/financial-services-and-fintech\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/prcp.com.pe\/en\/services\/financial-services-and-fintech\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/prcp.com.pe\/en\/services\/financial-services-and-fintech\/#primaryimage","url":"https:\/\/prcp.com.pe\/wp-content\/uploads\/2023\/06\/Fintech.png","contentUrl":"https:\/\/prcp.com.pe\/wp-content\/uploads\/2023\/06\/Fintech.png","width":1080,"height":720},{"@type":"BreadcrumbList","@id":"https:\/\/prcp.com.pe\/en\/services\/financial-services-and-fintech\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/prcp.com.pe\/en\/"},{"@type":"ListItem","position":2,"name":"Services","item":"https:\/\/prcp.com.pe\/en\/services\/"},{"@type":"ListItem","position":3,"name":"Financial Services and Fintech"}]},{"@type":"WebSite","@id":"https:\/\/prcp.com.pe\/en\/#website","url":"https:\/\/prcp.com.pe\/en\/","name":"Payet, Rey, Cauvi, P\u00e9rez","description":"Payet, Rey, Cauvi, P\u00e9rez Abogados es uno de los estudios jur\u00eddicos l\u00edderes en el Per\u00fa, de reconocida experiencia y con una amplia trayectoria.","publisher":{"@id":"https:\/\/prcp.com.pe\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/prcp.com.pe\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/prcp.com.pe\/en\/#organization","name":"Payet, Rey, Cauvi, P\u00e9rez Abogados","url":"https:\/\/prcp.com.pe\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/prcp.com.pe\/en\/#\/schema\/logo\/image\/","url":"https:\/\/prcp.com.pe\/wp-content\/uploads\/2018\/11\/logo-2.jpg","contentUrl":"https:\/\/prcp.com.pe\/wp-content\/uploads\/2018\/11\/logo-2.jpg","width":459,"height":471,"caption":"Payet, Rey, Cauvi, P\u00e9rez Abogados"},"image":{"@id":"https:\/\/prcp.com.pe\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/prcpabogados\/","https:\/\/www.linkedin.com\/company\/prc\/","https:\/\/www.youtube.com\/channel\/UCbXFuuBk4-B26fdfYft3Oag"]}]}},"_links":{"self":[{"href":"https:\/\/prcp.com.pe\/en\/wp-json\/wp\/v2\/pages\/58548","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/prcp.com.pe\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/prcp.com.pe\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/prcp.com.pe\/en\/wp-json\/wp\/v2\/users\/28"}],"replies":[{"embeddable":true,"href":"https:\/\/prcp.com.pe\/en\/wp-json\/wp\/v2\/comments?post=58548"}],"version-history":[{"count":4,"href":"https:\/\/prcp.com.pe\/en\/wp-json\/wp\/v2\/pages\/58548\/revisions"}],"predecessor-version":[{"id":77650,"href":"https:\/\/prcp.com.pe\/en\/wp-json\/wp\/v2\/pages\/58548\/revisions\/77650"}],"up":[{"embeddable":true,"href":"https:\/\/prcp.com.pe\/en\/wp-json\/wp\/v2\/pages\/7263"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/prcp.com.pe\/en\/wp-json\/wp\/v2\/media\/69921"}],"wp:attachment":[{"href":"https:\/\/prcp.com.pe\/en\/wp-json\/wp\/v2\/media?parent=58548"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}